Screenshot of Craft's monthly budget tracker template showing a cover image containing a piggy bank.

Monthly budget tracker

Discover how our monthly budget planner can streamline your finances for clearer control and peace of mind. Get started today.

Share this Template

Why use a monthly budget planner?

In times of financial uncertainty, a monthly budget planner is a must-have, offering a sense of control and a clear perspective on your finances. It's designed to help organize your financial life, providing a clear overview of income, expenditures, and savings.

Here’s how it serves you:

  • Identify spending patterns: Shine a light on your monthly expenditure, distinguishing essentials from luxuries.
  • Set and achieve financial goals: Forge a clear path toward your savings and financial aspirations.
  • Avoid financial surprises: Plan effectively for both recurring and unexpected costs.
  • Enhance financial decision-making: Empower yourself with a comprehensive monthly summary to inform future financial choices.

What's in our budget planner template?

This template is clearly divided into 4 main sections. This systemic approach means that nothing slips through the cracks:

Income tracking: The template starts by allowing you to record various income streams, distinguishing between expected and actual income. This process not only helps you understand your financial capacity for the month but also highlights any discrepancies between your expectations and reality.

Fixed and variable expenses: The clear distinction between fixed and variable expenses in the template aids in identifying non-negotiables versus flexible spending. Recording these figures helps avoid the pitfall of underestimating monthly commitments, which can lead to financial strain.

Savings and investments: A future-focused section, dedicated to savings and investments, prompts you to not only save but to save with purpose. Setting goal amounts alongside actual savings encourages a mindset of financial growth and discipline.

Debt repayment: Debt can be overwhelming, but with a dedicated space to monitor minimum and additional payments, our template turns the tide on debt management. It enables you to plan strategically for debt reduction, fostering a sense of progress and control.

Understanding the monthly budget planner

Gaining a thorough understanding of your finances through a monthly budget planner can significantly enhance your sense of financial freedom and provide a solid foundation for security. This clarity allows you to evaluate your financial stability regularly, ensuring you're not living beyond your means and that you're prepared for the unexpected. By meticulously managing your expenses, the planner empowers you to make smarter spending choices, potentially freeing up more funds to allocate towards meaningful goals.

With a structured approach to savings, the budget planner encourages consistent and strategic contributions to your financial goals, helping to build a cushion that can transform dreams into achievable plans. It also serves as a strategic tool in debt management. By keeping debt in clear view, you can devise and stick to a repayment strategy that systematically reduces what you owe, alleviating the burden of debt over time.

Using this budget planner goes beyond mere number crunching. It's about instilling confidence in your financial decisions, reducing anxiety about money matters, and ultimately paving the way for a more secure and prosperous future.

Invest in your financial future

Our monthly budget planner is designed with simplicity and practicality at its core, offering an effective method to organize your finances. This tool is perfect for anyone seeking to bring order and clarity to their financial life. It provides peace of mind, knowing that your budget is carefully planned and your financial aspirations are set with achievable targets. Embrace the clarity that comes with a structured approach to your finances. Try our template today to build a strong and secure financial future.

Trusted by millions, including teams at

Select customers using Craft

Discover More Templates

Take impactful to a whole new level

Always with you

Organize any time, anywhere across your entire ecosystem – on or offline

Easy to use

Just open, write and organize – no interruptions, no heavy-lifting, no steep learning curve

Works your way

Personalize to your heart’s content – you run the app, not the other way round

Powerful Features

Blocks, tables and markdown, subpages, cards and bi-directional linking – Craft is jammed with brilliant features that make styling and formatting a breeze

Get in or get out

Super-fast import and export – and easy handling of multiple file types

Offline first

Native iOS stores content on your devices, so you’ll never lose your flow

Beautiful sharing

Quickly share with your clients, across your team – or just with your BFF

You’re not alone

Probably the best app community in the world

We’re here to help

The best support team in the world. Period.